Senior GenAI Data Scientist
Location: On-Site, Oakland, CA

Job Description:

Location: Oakland, Charlotte, Culver City, San Diego, London, Bangalore, New York City

At Credit Karma, we’re on a mission to help over 140 million members globally achieve financial progress. From offering free credit scores to helping our members navigate everything from loans and insurance to checking and savings accounts, we’ve become an essential tool in financial empowerment. And we’re just getting started.

As we continue to innovate, we’re looking for a Senior GenAI Data Scientist to join our Data & AI organization. This is a unique opportunity to help shape the future of generative AI (GenAI) in the fintech space, leveraging large language models (LLMs) and natural language processing (NLP) to create transformative, personalized experiences that empower our members.

Are you passionate about cutting-edge AI research and want to see your work have a direct impact on millions of people’s financial lives? If so, this role is for you!

What You’ll Do:

  • Innovate & Apply GenAI: Lead the charge in developing next-gen AI-driven financial solutions. You’ll design novel architectures and algorithms that push the boundaries of LLMs and multi-modal models.

  • LLM Optimization: Build, fine-tune, and optimize LLMs, curating high-quality datasets to reduce bias and boost model performance. Your work will ensure scalable, efficient, and effective LLM deployments.

  • Research Leadership: Drive the research strategy for GenAI, aligning with Credit Karma’s mission and business goals. Set ambitious research milestones and lead the team toward impactful results.

  • Cross-Team Collaboration: Work closely with engineering, product, and business teams to communicate complex research findings and provide actionable insights that shape our next-generation financial products.

  • GenAI Thought Leader: Push the field forward by staying ahead of the curve in AI and sharing your expertise. Attend conferences, contribute to publications, and help build Credit Karma’s reputation as a leader in the GenAI space.

What You’ll Bring:

  • Education & Experience: Master’s degree or Ph.D. in AI, Data Science, Computer Science, Statistics, Mathematics, or related fields.

    • A minimum of 5 years of hands-on experience in GenAI, AI, or NLP research, with a proven track record of leading innovative projects.
  • Skills:

    • Proficient in programming languages such as Python, R, or Java
    • Experience with AI libraries like PyTorch or TensorFlow
    • Deep understanding of machine learning algorithms, statistical methods, and AI model optimization
    • Familiarity with cloud platforms such as AWS, Google Cloud, or Azure
  • Passion & Drive: You thrive in an environment where you can push the boundaries of what’s possible with AI, and your work directly impacts users' experiences in real-world applications.

Preferred Qualifications:

  • Expertise in GenAI and LLM research
  • Background in fintech or similar industries
  • Experience mentoring and leading teams of researchers

Why Credit Karma?

  • Mission-Driven: Join a company with a purpose. We are dedicated to financial progress for all, from helping people improve their credit to offering a comprehensive suite of financial products.

  • Collaborative Environment: Work alongside passionate and talented people who love tackling tough problems together.

  • Growth & Learning: Access to ongoing learning opportunities, conferences, and publications to stay on the cutting edge of GenAI and NLP.

  • Inclusive Culture: Diversity and inclusion aren’t just buzzwords for us; they’re at the core of everything we do. We offer generous benefits to create a supportive, inclusive environment for all employees.

Benefits:

  • Comprehensive medical & dental coverage
  • Generous paid time off, including baby bonding and cultural observances
  • Retirement plans and commuter benefits
  • Wellness perks and education assistance
  • Paid Gift Week in December – because we care about work-life balance!

Salary:

Base salary of $296,068, plus equity and benefits (compensation varies by location).

Equal Opportunity Employer:

At Credit Karma, we are committed to building a diverse and inclusive workforce. We do not discriminate based on race, color, gender, sexual orientation, disability, or any other protected characteristic. Everyone is welcome here.

If you’re excited about leveraging GenAI to empower financial progress, we want to hear from you!

Apply today and help us shape the future of personal finance. ????????


Key Skills:

  • Senior GenAI Data Scientist